Untangling the Complexity of Life Insurance Claims

Empowering Your Life Insurance Claim Journey Through Compassion & Expertise

Guiding our customers through the complexities of the income protection, total
& permanent disablement and terminal illness life insurance claims process.

At Simplify My Claim, we’re not just about merely collecting requirements; we’re about redefining the claim experience. Guided by a mission to infuse humanity into every step, we ensure that you feel valued, genuinely heard, well supported and reassured.

Our dedication goes beyond assistance; it’s about empowering you through the complexities of life insurance claims with a personal touch that respects your unique story.

Why Simplify My Claim?

At Simplify My Claim our customers feel that they are:

Valued
Every story matters to us. We invest time in comprehending your unique circumstances and customise our approach accordingly.

Genuinely Heard
Your voice is powerful. We actively listen, understanding your perspective and respond with empathy.

Well Supported
You’re not alone, we are here to assist. Our team stands by you, offering substantial backing throughout your journey. Our support extends beyond paperwork – it’s about being there when you need us most.

Reassured
Navigate the claims process with confidence. We’re here to offer relief and guidance every step of the way. We understand that the process can be overwhelming, and our role is to alleviate your worries.

Simplifying Complexity

Facing insurance claims can be daunting, but Simplify My Claim aims to transform that experience. Contrary to the myth that insurers avoid paying claims, the reality is that over 92% of life insurance claims within superannuation are successfully paid (Source: APRA Statistics Life Insurance Claims and Dispute Data, June 2023).

However, the true victory lies not only in receiving the claim benefit payment but also in preserving your dignity throughout the process. Our focus is on simplifying the journey, ensuring you feel valued, and shielding you from unnecessary complexity. With our unique approach, your wellbeing takes centre stage

Reduced Decision Timeframes

Our approach expedites decision timeframes for insurers, by providing them with accurate and comprehensive information from the outset. We understand the specific details that matter for assessing each unique situation, and we proactively them to avoid waiting for insurers to request information in a piecemeal fashion.

Balancing Insurer Obligations

Drawing from our experience, we recognise that some advocates and lawyers unnecessarily pressure timeframes, resulting in avoidable costs for customers and an unnecessarily adversarial claim experience. While respecting insurers’ obligations and timeframes as outlined in the Life Code, we continuously evaluate their service and timelines in accordance with your specific circumstances. When, we identify there are unnecessary delays occurring on the assessment of your claim, we proactively address them.

Genuine Support

We champion transparency and sincerity in every claim. Our support goes beyond merely untangling complexities; it’s about being there, showing empathy and extending kindness.

Fair and Transparent Fees

Our fee structure is straightforward: we only receive payment when you do. No more fixed percentages. Instead, our fees are tailored to reflect the actual effort and time invested in handling your claim. We cap these fees ensuring fairness and transparency. We firmly believe that taking a flat percentage of your benefit fee, regardless of the effort expended, is unjust.

Upholding Authenticity

Maintaining transparency, honesty and integrity in all our interactions with our customers and dealings with the insurers. Our commitment ensures that our actions are not clouded by the fee structure that relies solely on claims being paid. Our approach guarantees  that our customers who have a legitimate entitlement receive the entitlements they are rightfully due.

Safeguarding your Personal Data

We take your personal data seriously and have implemented robust IT solutions and processes to ensure its security and protection. Safeguarding your personal information is our top priority!

Supporting Mental Health

Our commitment extends beyond the claims process. Recognising the significant impact of mental health, Simplify My Claim is proud to contribute to the organisations dedicated to supporting the mental health of Australians. For every accepted claim, we contribute a portion of our fee to mental health initiatives in Australia, aiding their invaluable work in mental health support. Our support reflects our dedication to not just our clients’ financial wellbeing but their overall health and that of the wider community.

Ready to Start?

Embark on a journey towards a more compassionate and efficient claims process. Contact us today for a free initial consultation. Let’s navigate this together, ensuring every step of the way, you feel valued, genuinely heard, well supported and reassured.